When exactly?
Your money is paid to your bank automatically, usually the next working day (about 24 hours). Weekends, public holidays, bank delays and a new account's first payout check can make it longer.
Online store payments
How you get paid
Buyers pay on your store, and your money goes to your own bank account automatically, usually the next working day. You don't need your own Paystack account.
- 1
Add your bank account
In Online store → Payouts, choose your bank and type your account number. We show the name the bank has for the account, so money never goes to the wrong place.
- 2
The buyer pays, and it's split
Buyers pay by card, bank transfer or USSD through Paystack (or Flutterwave as a backup). The payment is split right away: BizMoro's small fee and the payment provider's fee come off, and the rest is yours.
- 3
Accept within 24 hours
You get the order on WhatsApp and your dashboard with Accept and Decline buttons. If you decline, or don't answer in time, the buyer is refunded in full automatically.
- 4
Money lands in your bank
Your share is paid out automatically, usually the next working day (about 24 hours). We message you when a buyer pays and again when the money is sent, with the amounts and the reference.
BizMoro's fee
A small cut, only when you sell online
- Basic plan: 2% of each online sale
- Pro plan: 1.5% of each online sale
- Business plan: 0.5% of each online sale
- Pay-on-delivery sales: no BizMoro fee, the buyer pays you directly
The payment provider's own fee (Paystack: 1.5% + ₦100, capped at ₦2,000) also comes from your share. Buyers pay only the price on your store.
Example: a ₦50,000 sale on the Basic plan
| Buyer pays | ₦50,000 |
| BizMoro fee (2%) | -₦1,000 |
| Paystack fee | -₦850 |
| Paid to your bank | ₦48,150 |
Good to know
No wallet, no withdrawals
BizMoro never holds your money. The payment provider pays your bank directly, so there's nothing to withdraw.
Refunds
Declined or expired paid orders are refunded to the buyer automatically. If a refund happens after you were already paid, BizMoro takes it from your next payouts.
Changing your bank
You can change your payout account any time. We message and email you whenever it changes, so you'd know if it wasn't you.
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