Last updated: 11 November 2026
These terms are an agreement between you and [COMPANY LEGAL NAME], RC [RC NUMBER] ("BizMoro") for using BizMoro on WhatsApp, the web, our apps and BizMoro stores. By creating an account or using BizMoro you agree to them and to our Privacy policy.
1. Who can use BizMoro
You must be 18 or over and able to make a contract. If you use BizMoro for a business, you confirm you're allowed to act for it. Keep your phone number and email current: they're how you sign in.
2. Your account and security
You're responsible for what happens on your account. Keep your password and sign-in codes private: BizMoro will never ask for your code, PIN or password. Tell us at once if you think someone else is using your account. Staff you add use their own logins and only see what you allow.
3. What BizMoro does, and what it doesn't
BizMoro helps you keep records, get paid, sell online and stay on top of deadlines. Our AI assistant reads your messages, voice notes and photos and proposes records; nothing is saved until you confirm. The AI can make mistakes: check what you confirm. Reports, tips, price suggestions and tax or compliance guidance are general information, not legal, tax or financial advice. For decisions that matter, talk to a qualified professional (you can invite an accountant from your dashboard). Done-for-you filings are carried out by qualified partners as described when you order.
4. Plans, trials and payments
- Some features are free; others need a paid plan. Prices are on our Pricing page and include any taxes stated there.
- Plans are paid monthly or yearly and renew automatically with your saved card until you turn auto-renew off (Dashboard → Plans). We'll remind you before a yearly renewal.
- Free trials may need a small card check that is refunded straight away; when a trial ends, the plan renews unless you cancel before.
- If a payment fails, we'll try again and tell you; after a short grace period your account moves to the free plan. Nothing is deleted when that happens.
- Refunds follow our Refund policy.
5. Payment links, stores and payouts
- Payments to you through payment links and stores are processed by our payment partners (Paystack, and Flutterwave as a backup) under their terms. BizMoro may keep a commission on store sales, shown on your plan, taken when the buyer pays.
- You're the seller: you are responsible for your products, prices, delivery, taxes, receipts and keeping your promises to buyers. Follow our Acceptable use and store rules.
- To protect buyers, payouts may be held while an order is delivered or a dispute is reviewed, and a refund may be taken from your payouts if a buyer is owed one under our Buyer protection.
- We may check your business and identity before your store goes live and from time to time.
6. WhatsApp
BizMoro on WhatsApp uses Meta's WhatsApp Business Platform; Meta's terms also apply to your use of WhatsApp. Messages we send your customers on your behalf (payment links, receipts, reminders) must be ones they would expect from you.
7. Your content
Your records, products, photos and data stay yours. You give BizMoro permission to store and process them only to provide and improve the service for you (and to show your store to the public, if you publish one). You can download or delete them at any time.
8. Acceptable use
Don't use BizMoro for anything illegal, fraudulent or harmful, or to send spam. See the Acceptable use and store rules.
9. Suspension and ending
You can delete your account at any time (Dashboard → Account). We may pause, freeze or close an account or take a store offline if these terms are broken, to stop fraud or harm, or if the law requires it. We'll tell you why and how to appeal, unless the law or an investigation stops us.
10. Availability
We work hard to keep BizMoro running, but it may sometimes be unavailable (for example for maintenance or when WhatsApp, a bank or another provider is down). Keep your own copies of anything critical.
11. Liability
To the extent the law allows: BizMoro is provided "as is"; we're not liable for indirect or consequential losses, lost profits or data loss caused by things outside our reasonable control; and our total liability to you for any claim is limited to what you paid BizMoro in the 12 months before it. Nothing here limits rights you have under Nigerian consumer protection law (FCCPA 2018) that can't be limited.
12. Changes
We may update these terms. We'll post changes here and tell you about important ones before they take effect. If you keep using BizMoro after that, you accept the new terms.
13. Law and disputes
These terms are governed by the laws of the Federal Republic of Nigeria. If we disagree, let's first try to resolve it through our support team; otherwise the courts of Nigeria will decide.
14. Contact
[email protected] · [COMPANY LEGAL NAME], RC [RC NUMBER] · [REGISTERED ADDRESS], Nigeria